Mortgage Debt Portfolio
Premium & Distressed
Residential Opportunities
Strategic selection of assets in early legal stages in Alicante, Murcia, and Elche.
Ticket < 250k. High Impact.
Total Investment Deployed
€172,645
Estimated Net Profit
+€301,355
Average Total ROI
~177%
Selected Assets
Initial Phase • Aggressive Discount • High Interest Accrual
Alicante Capital
Claim Admitted"Ideal phase for accumulating late payment interest (~12% per annum)."
Murcia
Request Sent"Area in expansion. Future value assured."
Elche
Demand in Preparation"Maximum discount for early bird tickets."
Investment Thesis
Risk Diversification
Low entry tickets (<250k total) with wide margins. The portfolio structure allows the performance of one asset to cover potential losses in the others.
Legal Compound Interest
Strategic acquisition at the start of legal proceedings. Each month of non-payment generates approximately 1% additional debt recoverable in favor of the investor.
Collateral Security
Assets in Alicante and Murcia below the €150,000 threshold have very high liquidity in auction, guaranteeing the sale even if the objective is purely financial.
Portfolio Performance Summary
| Asset | Investment | Net profit | Annualized ROI |
|---|---|---|---|
| Alicante | €56,320 | +€100,680 | 59.3% |
| Murcia | €72,245 | +€115,755 | 53.3% |
| Elche | €44,080 | +€84,920 | 64.0% |
| Totals | €172,645 | +€301,355 | ~58% (Average) |
Lower investment
Elche (44k)
Higher Net Margin
Murcia (+115k)
Higher Projected ROI
Elche (192%)


