CDH | Casos de Éxito & Adquisición de Deuda Hipotecaria (NPL)

CLOSED TRANSACTIONS · AWARDED · MONETIZED

CASE STUDIES Certified Returns

Acquisition of Non-Performing Loans (NPLs) in highly liquid markets and strategic transformation into prime residential assets.

Request Confidential Dossier View Divestment History

Certified Performance Metrics

Consolidated Performance

CDH Capital Audit

56.6% Average Net ROI

In 10.3 months

€246,118

of net profit generated

for our investors

"Actual transactions · Profits settled · Capital already returned"

Executive Summary

During the period between March 2025 and February 2026 , CDH executed and settled, among others, these three mortgage debt acquisition operations backed by residential assets located in highly liquid markets.

The strategy applied consisted of:

Acquisition of non-performing loans (NPLs)

Control of judicial proceedings

Award in second auction

Obtaining effective possession

Commercial optimization of the asset

Sales and monetization

Security Secure judicial control of the underlying asset that limits and mitigates procedural risk.

Efficiency Divestment and accelerated return of liquidity in an average of 10.3 months.

Aggregate Audit

Results of Operations

Financial consolidation of the closed portfolio under direct management of CDH.

Invested Capital €433,882 Total accumulated from the 3 operations

Recovered Value €680,000 Total monetization on final sale

Accumulated Net Profit +€246,118 Real net return for investors

Average Net ROI 56.6% Portfolio weighted average

Average Time Out 10.3 Months Average rotation speed

Award Level 50% Regarding the approved appraisal value

Strategy Implemented for Value Capture

01. Acquisition Mortgage debt (NPL) with institutional discount.

02. Control Direct judicial protection of the execution of the asset.

03. Award At 50% of the approved appraisal at auction.

04. Possession Efficient and ethical acquisition of the physical property.

05. Optimization Commercial enhancement and express adaptation.

06. Divestment Quick sale in open retail market.

Operational History

Audited Track Record

Summary details of the latest successfully completed transactions.

Location / Asset	Total Investment	Final Sale	Net profit	Net ROI	Departure Deadline
Madrid Capital Residential Housing • San Claudio Street, 45, 2nd D	€144,757	€230,000	€85,243	58.8%	10 Months
Valencia Collective Housing • Pascual Arbós Street, 17, 4º 14 (Xirivella)	€136,950	€210,000	€73,050	53.3%	10 Months
Costa del Sol Vivienda Colectiva • Calle Río Darro, 61 (Mijas, Málaga)	152.175 €	240.000 €	87.825 €	57,7 %	11 Meses

Madrid Capital

C/ San Claudio, 45, 2º D

58.8% ROI

Investment €144,757

Final Sale €230,000

Net €85,243

Term: 10 Months

Valencia

C/ Pascual Arbós, 17, 4º 14

53.3% ROI

Investment €136,950

Final Sale €210,000

Net €73,050

Term: 10 Months

Costa del Sol

C/ Río Darro, 61 (Mijas)

57.7% ROI

Investment €152,175

Final Sale €240,000

Net €87,825

Term: 11 Months

Estudio de Detalle

Análisis Pormenorizado de Activos

Consulte las direcciones exactas, cronogramas pormenorizados y desgloses económicos certificados.

Ref: ID H_00038 Mercado residencial consolidado de alta liquidez

Madrid Capital | Vivienda Residencial Prime

Calle San Claudio, 45, 2º D, Madrid Capital (CP 28044)

Valor de Tasación Homologada: 234.850 €

Cronograma de Ejecución Real

Marzo 2025 Adquisición formal de la posición acreedora (deuda hipotecaria NPL).

Junio 2025 Primera subasta judicial decretada desierta (sin postores calificados).

Septiembre 2025 Adjudicación directa en segunda subasta al 50% de la tasación (117.425 €).

Octubre 2025 Posesión efectiva del activo y optimización física mediante Home Staging estratégico.

Enero 2026 Cierre de venta formal a comprador final minorista por 230.000 €.

Resultado Económico Certificado

Adjudicación 117.425 €

Costes Totales * 27.332 €

Inversión Total 144.757 €

Venta Final 230.000 €

Beneficio Neto +85.243 €

ROI Neto 58,8 %

Plazo de Salida 10 Meses

* Incluye costes legales, de servicing, impuestos, notaría y registro de la propiedad.

«Cuando el mercado minorista compra al precio de mercado, nosotros compramos con descuento institucional.»

«En solo 10 meses duplicamos prácticamente el capital en pleno Madrid. CDH entregó lo que prometió.»

— Inversor CDH

Metodología de Control de Riesgo

¿Por qué funciona el modelo CDH?

La rentabilidad obtenida no depende de la evolución futura del mercado inmobiliario. El beneficio se genera principalmente en el momento de la adquisición de la deuda, mediante descuentos institucionales que permiten capturar valor antes de la adjudicación.

Adquisición Con Descuento

Compramos carteras de deuda directamente a originadores financieros a una fracción de su valoración de mercado. Esto proporciona un colchón de protección inigualable para la inversión inicial.

Validación Avanzada

Cada expediente es sometido a un proceso interno estricto de validación para analizar cargas registrales, viabilidad urbana, contingencias y modelización de escenarios de salida rápidos.

Fidelización de Capital

La mejor métrica de satisfacción de un inversor no es una recomendación. **Es una reinversión**. Tras la liquidación de las operaciones presentadas, uno de los inversores participantes ya ha confirmado la reinversión inmediata de capital en nuevas oportunidades gestionadas por CDH.

Protocolo de Validación y Auditoría por Activo

Due Diligence jurídica avanzada

Estudio registral completo

Análisis urbanístico de viabilidad

Revisión de cargas y contingencias

Estudio de liquidez de mercado

Modelización de escenarios financieros

Estrategia de salida predefinida

Supervisión procesal hasta adjudicación

Perfil del Inversor

¿A quién va dirigido este programa?

This program is exclusively geared towards investor profiles with agile decision-making capabilities, focused on maximizing corporate or family treasury.

Family Offices
Wealth investors
Investment companies
Businesses with cash surpluses
Qualified investors

Ticket Target Entry Between €150,000 and €300,000 per transaction

Private Access to New Operations

Active Confidential Dossiers and Files

For reasons of confidentiality, operational capacity, and opportunity protection, we only share detailed information with pre-qualified investors. Investors admitted to the program receive access to:

Active confidential files

Preliminary Due Diligence

Individualized feasibility analysis

Risks identified and mitigated

Expected court discount

projected net ROI

Monetization schedule

Recommended exit strategy

Defined Access Protocol:

1. Access request
2. Qualification meeting
3. Signing of agreement (NDA)
4. Private dossier
5. Joint analysis
6. Operating reserve

LIVE CHANNEL

Request for Access to Confidential Study

Strict screening process for family offices and high-net-worth investors. The best portfolios rarely reach the open market.

Start the Qualification Protocol

If you have investment capacity between €150,000 and €300,000 and would like to receive the current selection of active projects with their corresponding feasibility analysis, expected discount and exit hypothesis, please contact our investor relations office directly.

CONTACT EMAIL ADDRESS

investors@buymortgagedebt.com

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